Travel insurance
CAA travel insurance
for Canadians.
CAA travel insurance is sold through regional CAA clubs, with emergency medical, trip cancellation and interruption, and vacation package plans. At last check, emergency medical went up to $10 million, and several clubs offer members a discount, so check the club that serves your province for current plans and prices.
- Member savings10% to 20% at many clubs
- Medical up to $10Msingle-trip, at last check
- Flexible quotesonline, in store or by phone
Why consider CAA
What CAA travel insurance offers Canadian travellers
CAA sells travel insurance through its regional clubs, so plans, discounts and rules vary by province. Plans cover emergency medical, trip cancellation and interruption, and vacation packages.
- Single-trip, multi-trip and Canada plans
- Emergency medical coverage
- Trip cancellation and interruption
- Vacation packages with baggage cover
- Member discounts at many clubs
- Quotes online, in store or by phone
Good to know
Rules and coverage levels vary by province, so use the CAA club that serves your region. CAA-Quebec says everyone has access to its insurance products online, with extra benefits for members.
CAA travel insurance plans
CAA travel insurance plans and coverage
Choose from a variety of plans based on your travel style, destination and how often you travel.
- Emergency medicalSingle-trip, multi-trip and Canada plans, up to $10 million at last check.Open CAA quote page (new tab)
- Trip cancellationRefunds covered costs if an emergency forces you to cancel or cut a trip short.Open CAA quote page (new tab)
- Vacation packagesMedical, cancellation, baggage and travel accident cover together.Open CAA quote page (new tab)
- Non-medical packageFor travellers who already have emergency medical coverage.Open CAA quote page (new tab)
Because travel plans can change.
Whether you are heading south for a week or away for the season, the right plan helps with the unexpected.
When travel plans don't go as expected
What does CAA travel insurance cover?
Travel insurance can help with the unexpected, so you can travel with peace of mind.
- Emergency medical, including hospital, ambulance, emergency dental and medical repatriation
- Trip cancellation and interruption
- Vacation packages with medical, cancellation, baggage and accident cover
- A non-medical package for those who already have medical coverage
- Member discounts of 10% at several clubs, and up to 20% at one
- Quotes online, in store or by phone
How it works
How to get CAA travel insurance
1. Find your club
CAA insurance is sold through regional clubs, so start with the club for your province.
2. Choose your plan
Compare medical, cancellation and vacation package options.
3. Buy your policy
Complete your purchase with your CAA club. TripRadr does not sell insurance.
4. Ask about member savings
Many clubs offer members a discount, so mention your membership.
Frequently asked questions
CAA travel insurance FAQs
What does CAA travel insurance cover?
CAA plans include emergency medical, trip cancellation and interruption, and vacation packages that bundle medical, cancellation, baggage and travel accident cover. A non-medical package is available for people who already have emergency medical coverage. Plans and limits vary by regional club.
Do I need to be a CAA member to buy travel insurance?
It depends on the club. CAA-Quebec says everyone has access to the insurance products on its website, with extra benefits such as discounts for members. Check with the club that serves your province.
How much is the CAA member discount?
At last check, CAA Niagara, CAA Manitoba and CAA-Quebec offered members 10% off, and CAA Neo advertised savings of up to 20%. Discounts differ by club and can change. Ask your club what applies to your plan.
How much emergency medical cover does CAA offer?
CAA's single-trip emergency medical plans go up to $10 million at last check, including hospital, ambulance, emergency dental and medical repatriation. A Canada plan covers travel within Canada. Confirm the limits for your plan.
How do I get a CAA travel insurance quote?
You can get a quote online, at a CAA store or by phone through your regional club. CARP's insurance site also offers CAA Travel Insurance quotes. TripRadr does not publish prices, so use your quote to compare.
Does TripRadr sell CAA travel insurance?
No. TripRadr is an independent comparison site and is not an insurer, broker or adviser. We share general information and link to the providers, and you buy directly from your CAA club. This guide is not insurance or financial advice.
Sources: CAA South Central Ontario: travel insurance, CAA Niagara: travel insurance, CAA-Quebec: travel insurance. Last checked October 27, 2026. TripRadr is not an insurer, broker or adviser and does not sell insurance. This is general information, not insurance or financial advice, and the policy wording governs.
Compare other providers: Allianz, Manulife, TuGo, all travel insurance providers. Also see pay later for travel and travel rewards programs.
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