Travel insurance
Travel Guard insurance
for Canadians.
Travel Guard offers travel insurance to Canadian residents outside Quebec, including a Trip Cancellation package and a Platinum All Inclusive package with emergency medical, evacuation and a pre-existing condition waiver. Policies are underwritten by Zurich Insurance Company Ltd (Canadian Branch) or AIG Insurance Company of Canada, and quotes start online.
- Cancellation covertrips up to $20,000 in cost
- Platinum packagepre-existing condition waiver
- Canadian residentsnot available in Quebec
Why consider Travel Guard
What Travel Guard travel insurance offers Canadian travellers
Travel Guard offers a Trip Cancellation package and a Platinum All Inclusive package for Canadian residents. The site is for residents of Canada, and its travel insurance products are not available to residents of Quebec.
- Trip cancellation, interruption and delay
- Emergency medical expenses in Platinum
- Emergency evacuation and repatriation
- Lost, damaged or stolen luggage
- Pre-existing condition waiver in Platinum
- Underwritten by Zurich or AIG Canada
Good to know
Trip cancellation cover is available for trips with a maximum trip cost of $20,000. Coverage is not available for travel in, to or through Cuba, and the full policy language governs the summary shown online.
Travel Guard travel insurance plans
Travel Guard travel insurance plans and coverage
Choose from a variety of plans based on your travel style, destination and how often you travel.
- Trip Cancellation packageCancellation, interruption, delay and luggage cover without emergency medical.Open Travel Guard quote page (new tab)
- Platinum All InclusiveMedical, evacuation, cancellation and a pre-existing condition waiver.Open Travel Guard quote page (new tab)
- Emergency medicalMedical cover for out-of-country travel.Open Travel Guard quote page (new tab)
- Annual and visitors plansAnnual packages and a Visitors to Canada plan are also listed.Open Travel Guard quote page (new tab)
Because travel plans can change.
Cancellations, delays and emergencies are easier to handle with the right cover in place.
When travel plans don't go as expected
What does Travel Guard travel insurance cover?
Travel insurance can help with the unexpected, so you can travel with peace of mind.
- Trip cancellation, interruption and delay
- Emergency medical expenses in the Platinum package
- Emergency evacuation and repatriation in the Platinum package
- Emergency dental in the Platinum package
- A pre-existing medical condition waiver in the Platinum package
- Lost, damaged or stolen luggage and personal effects
How it works
How to get Travel Guard travel insurance
1. Get a quote
Enter your destination, residence, trip dates, travellers' birth dates and trip cost.
2. Choose your plan
Compare the Trip Cancellation and Platinum All Inclusive packages.
3. Buy your policy
Complete your purchase with Travel Guard. TripRadr does not sell insurance.
4. Read your policy
The full policy language governs, so keep it handy while you travel.
Frequently asked questions
Travel Guard travel insurance FAQs
What does Travel Guard travel insurance cover?
Travel Guard's Trip Cancellation package covers trip cancellation, interruption, delay and lost, damaged or stolen luggage, and it is for travellers who do not need emergency medical cover. The Platinum All Inclusive package adds emergency medical expenses, evacuation and repatriation, emergency dental and a pre-existing medical condition waiver. The full policy language governs these summaries.
Who can buy Travel Guard insurance in Canada?
The Canadian site is for Canadian residents, and travel insurance products are not available to residents of Quebec. Non-residents are directed to country-specific Travel Guard sites. Coverage is not available for travel in, to or through Cuba.
Is there a limit on trip cost for cancellation cover?
Trip cancellation coverage is available for trips with a maximum trip cost of $20,000. Above that, only plans with out-of-country emergency medical coverage are quoted, and Travel Guard asks you to call. Check the details when you request a quote.
Does Travel Guard cover pre-existing conditions?
Only the Platinum All Inclusive package includes a pre-existing medical condition waiver. Travel Guard's page does not explain how the waiver works or which conditions it covers. Read the policy wording before you rely on it.
Who underwrites Travel Guard policies?
Policies are underwritten by Zurich Insurance Company Ltd (Canadian Branch) or AIG Insurance Company of Canada. Travel Guard Group Canada, Inc. administers the policies on the underwriters' behalf. The page does not say which underwriter applies to which plan.
Does TripRadr sell Travel Guard insurance?
No. TripRadr is an independent comparison site and is not an insurer, broker or adviser. We share general information and link to the providers, and you buy directly from Travel Guard. This guide is not insurance or financial advice.
Sources: Travel Guard Canada. Last checked October 27, 2026. TripRadr is not an insurer, broker or adviser and does not sell insurance. This is general information, not insurance or financial advice, and the policy wording governs.
Compare other providers: TuGo, RBC Insurance, Manulife, all travel insurance providers. Also see pay later for travel and travel rewards programs.
Ready to get a quote for Travel Guard?
Compare plans, check coverage and find the right protection for your next adventure.
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