CIBC Aventura Visa Infinite Card

The CIBC Aventura Visa Infinite Card has a $139 annual fee and earns 2 points per dollar on travel booked through CIBC Rewards Centre, 1.5 on gas, EV charging, groceries and drug stores, and 1 elsewhere. It includes four lounge visits a year, a NEXUS fee rebate and travel insurance, and works with any airline.

See the card at CIBC Compare with other cards

Facts last verified October 28, 2026 against the issuer's own pages. Rates and offers change; confirm with the issuer.

CIBC Aventura Visa Infinite at a glance

Aventura points for any airline, four lounge visits a year and a NEXUS fee rebate, with groceries and gas earning above 1x.

Annual fee: $139 (first year rebated)
Purchase interest rate: 21.99%
Foreign transaction fee: 2.5%
Network: Visa
Rewards program: Aventura Rewards
Lounge access: 4 free lounge visits a year (Visa Airport Companion Program)
Baggage benefit: None stated
Minimum income: $60,000 personal or $100,000 household

Best for flexible travel rewards
Best for built-in travel insurance

Key benefits of the CIBC Aventura Visa Infinite

4 complimentary lounge visits a year
NEXUS fee rebate
Points usable on any airline

Current offer: Up to 60,000 Aventura points plus a first-year fee rebate.

Applies to approvals from September 1, 2026; CIBC shows no end date. Not available if you opened, transferred or cancelled another Aventura card in the last 12 months.

Offer checked October 28, 2026. Offers can differ by province and can be withdrawn at any time.

How CIBC Aventura Visa Infinite earns and redeems rewards

Earn rates for CIBC Aventura Visa Infinite Card
Where you spend	Earn rate
Eligible travel booked through CIBC Rewards Centreexcludes taxes, insurance and service charges	2 points per $1
Eligible gas, EV charging, grocery and drug stores	1.5 points per $1
All other purchases	1 point per $1

Flights are redeemed through the Aventura Airline Rewards Chart (for example 25,000 to 35,000 points for a base fare up to $800, 50,000 to 70,000 for Europe up to $1,300), booked via the CIBC Rewards Centre on any airline. A Flexible Travel Reward mixes points and card payment. CIBC states no fixed cents-per-point value, though its welcome-offer example (60,000 points worth up to $1,200 of travel) implies about 2 cents.

Travel insurance included with the CIBC Aventura Visa Infinite

Emergency medical: Up to $5 million for the first 15 days of a trip if you are 64 or under, and the first 3 days if you are 65 or older; covers the primary cardholder, spouse and dependent children, with no need to charge the trip.
Trip cancellation and interruption: Cancellation up to $1,500 per insured person ($5,000 for all insured persons combined); interruption up to $2,000 per person.
Flight delay and baggage: Up to $500 for living expenses when a flight is delayed more than 4 hours (at least 75% of the fare charged to the card); up to $500 for essentials when baggage is delayed over 6 hours, and up to $500 for lost or damaged checked baggage.
Conditions and exclusions: Many coverages require the cost to be charged to the card and some are excess insurance. You must call the assistance provider before treatment, and medical conditions not stable before the trip are excluded. Read the benefit guide.

Card insurance is narrower than a standalone policy. Compare travel insurance for Canadians if your trip is long, you are 65 or older or you have a health condition.

Who can apply for the CIBC Aventura Visa Infinite

$60,000 personal or $100,000 household annual income
Subject to CIBC credit approval; a minimum credit limit applies
The welcome offer is for new applicants only

Advantages and drawbacks

Advantages

Four lounge visits a year and a NEXUS fee rebate
1.5x on groceries, gas and drug stores, which many travel cards do not offer
Medical cover of up to $5 million that does not require charging the trip
Points are not tied to one airline

Drawbacks

Travel earn rate of 2x applies only when booking through the CIBC Rewards Centre
2.5% foreign transaction fee
No transfer partners, and no fixed point value stated by CIBC
Medical coverage drops to 3 days at age 65 and over

CIBC Aventura Visa Infinite compared with similar cards

CIBC Aventura Visa Infinite Card compared with similar travel credit cards
Card	Annual fee	Foreign fee	Rewards	Lounge
CIBC Aventura Visa Infinite	$139	2.5%	Aventura Rewards	4 free lounge visits a year (Visa Airport Companion Program)
RBC Avion Visa Infinite	$120	2.5%	Avion Rewards	None included
TD First Class Travel	$139	2.5%	TD Rewards	4 free lounge visits a year (Visa Airport Companion Program)
Scotiabank Passport	$150	None	Scene+	6 free lounge visits a year (Visa Airport Companion Program)

CIBC Aventura Visa Infinite FAQs

What is the annual fee on the CIBC Aventura Visa Infinite?

The fee is $139 a year. CIBC's current offer rebates the first year for the primary cardholder and up to three authorized users added at application. Additional cards cost $50 each.

How do I redeem Aventura points?

Flights are booked through the CIBC Rewards Centre using the Aventura Airline Rewards Chart, which sets points by region and a maximum base fare. You can also use points for hotels, cars and packages, or in a Flexible Travel Reward that mixes points and card payment. Points can be applied to shopping and payments at a ratio CIBC sets and can change.

Does the Aventura include lounge access?

Yes, 4 complimentary lounge visits per membership year through the Visa Airport Companion Program, shared with guests. Enrolment is required, and extra visits cost US$32 per person. That is useful for occasional flyers but not for frequent lounge users.

What travel insurance does it include?

CIBC lists emergency medical of up to $5 million for the first 15 days if you are 64 or under and the first 3 days if you are 65 or older. It also lists trip cancellation up to $1,500 per person and trip interruption up to $2,000 per person. Many coverages need the cost charged to the card, and some are excess insurance.

Is there a foreign transaction fee?

Yes, CIBC applies a 2.5% foreign currency conversion fee on its credit cards according to its published fee summary. For spending abroad a no-fee card may be cheaper. The fee schedule covers all CIBC cards, so check your cardholder agreement.

Sources and last verified date

Facts on this page were last verified on October 28, 2026. We use the issuer's own pages first and leave out anything we cannot confirm.

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