RBC Avion Visa Infinite

The RBC Avion Visa Infinite has a $120 annual fee and earns 1 Avion point per dollar, or 1.25 on travel purchases. Points can go toward flights on any airline through a fixed redemption chart, or convert to partner programs like WestJet Rewards. It includes medical, cancellation and delay insurance and requires $60,000 personal or $100,000 household income.

See the card at RBC Compare with other cards

Facts last verified October 28, 2026 against the issuer's own pages. Rates and offers change; confirm with the issuer.

RBC Avion Visa Infinite at a glance

Flexible Avion points for any airline, with a fixed flight redemption chart and a full insurance package.

Annual fee: $120 (additional card $50)
Purchase interest rate: 20.99%
Foreign transaction fee: 2.5%
Network: Visa
Rewards program: Avion Rewards
Lounge access: None included (lounge access sits with the Avion Visa Infinite Privilege)
Baggage benefit: None stated
Minimum income: $60,000 personal or $100,000 household

Best for flexible travel rewards
Best for built-in travel insurance

Key benefits of the RBC Avion Visa Infinite

Points work on any airline
Transfer options to airline programs
Medical, cancellation and delay insurance

Current offer: Up to 70,000 Avion points (ends November 25, 2026).

35,000 on approval, 20,000 after $5,000 in 6 months, 15,000 on the anniversary. Quebec offer not checked.

Offer checked October 28, 2026. Offers can differ by province and can be withdrawn at any time.

How RBC Avion Visa Infinite earns and redeems rewards

Earn rates for RBC Avion Visa Infinite
Where you spend	Earn rate
Travel-related purchases	1.25 Avion points per $1
All other eligible purchases	1 Avion point per $1

Flights on any airline use RBC's fixed-points chart (for example 15,000 points for a round trip up to $350, 35,000 for up to $750, 65,000 for Europe up to $1,300), and other travel redeems at 100 points = $1. Points convert to WestJet Rewards, American Airlines AAdvantage, British Airways Avios and Cathay Pacific. Points do not expire.

Travel insurance included with the RBC Avion Visa Infinite

Emergency medical: Unlimited maximum benefit for the first 15 consecutive days of a trip if you are under 65, and the first 3 days if you are 65 or older. Top-up cover is available.
Trip cancellation and interruption: Cancellation up to $1,500 per covered person ($5,000 overall); interruption up to $5,000 per person ($25,000 overall).
Flight delay and baggage: Flight delay after 4 hours up to $250 per person ($500 total per occurrence); delayed baggage up to $500 per person per occurrence.
Conditions and exclusions: Trip and rental costs must be charged to the card or paid with Avion points. A pre-existing medical condition exclusion applies. You must be a permanent resident of Canada, and the certificate of insurance governs.

Card insurance is narrower than a standalone policy. Compare travel insurance for Canadians if your trip is long, you are 65 or older or you have a health condition.

Who can apply for the RBC Avion Visa Infinite

$60,000 personal or $100,000 household annual income
Permanent resident of Canada (for the insurance)
Subject to RBC credit approval

Advantages and drawbacks

Advantages

Points can be used on any airline, with no blackout dates on the redemption chart
Transfer options include WestJet Rewards and British Airways Avios
A full insurance package that includes trip cancellation and interruption
Points do not expire

Drawbacks

Only 1x to 1.25x on spending, which is low next to category-bonus cards
No included lounge access
2.5% foreign transaction fee
Value depends on using the fixed redemption chart well; short, cheap flights are poor value

RBC Avion Visa Infinite compared with similar cards

RBC Avion Visa Infinite compared with similar travel credit cards
Card	Annual fee	Foreign fee	Rewards	Lounge
RBC Avion Visa Infinite	$120	2.5%	Avion Rewards	None included
TD Aeroplan Visa Infinite	$139	2.5%	Aeroplan	None included
CIBC Aventura Visa Infinite	$139	2.5%	Aventura Rewards	4 free lounge visits a year (Visa Airport Companion Program)
Amex Cobalt	$191.88	2.5%	Membership Rewards	None included

RBC Avion Visa Infinite FAQs

What is the annual fee on the RBC Avion Visa Infinite?

The fee is $120 a year for the primary card, and an additional card costs $50. RBC's product page does not state a first-year waiver. Compare the fee with the points you expect to earn.

How do Avion points work for flights?

RBC's Air Travel Redemption chart sets the points needed by distance, for example 15,000 points for a round trip with a base fare up to $350. You can book any airline, and points beyond the chart limit can be paid on the card. Other travel such as hotels and packages redeems at 100 points per dollar.

Can I transfer Avion points to other programs?

RBC lists conversion to WestJet Rewards, American Airlines AAdvantage, British Airways Avios and Cathay Pacific on its product page. Conversion rates and fees are in your Avion Rewards account, so check them before converting. Redeeming directly for travel is often simpler.

Is Aeroplan better than Avion?

It depends on where you fly and what you spend on. Aeroplan cards earn directly in one airline's program and can include free checked bags, while Avion points work across airlines through a fixed chart. Our Aeroplan versus Avion guide compares them side by side.

What insurance comes with the Avion?

RBC lists unlimited emergency medical cover for the first 15 days if you are under 65 and the first 3 days if you are 65 or older. It also lists trip cancellation up to $1,500 per person and trip interruption up to $5,000 per person. Trip costs must be charged to the card or paid with points, and pre-existing conditions are excluded.

Sources and last verified date

Facts on this page were last verified on October 28, 2026. We use the issuer's own pages first and leave out anything we cannot confirm.

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