Air Canada travellers · TD
TD Aeroplan Visa Infinite Card
The TD Aeroplan Visa Infinite Card has a $139 annual fee and earns 1.5 Aeroplan points per dollar on groceries, gas, EV charging and direct Air Canada purchases. It gives the first checked bag free on Air Canada flights for you and up to eight companions, charges 2.5% on foreign purchases, and needs $60,000 personal or $100,000 household income.
Facts last verified October 28, 2026 against the issuer's own pages. Rates and offers change; confirm with the issuer.
TD Aeroplan Visa Infinite at a glance
Earns Aeroplan points on gas, groceries and Air Canada, with a free first checked bag on Air Canada flights.
- Annual fee
- $139 (first year rebated)
- Purchase interest rate
- 21.99%
- Foreign transaction fee
- 2.5%
- Network
- Visa
- Rewards program
- Aeroplan
- Lounge access
- None included
- Baggage benefit
- First checked bag free (up to 23 kg) for you and up to 8 companions on the same reservation on Air Canada, Rouge or Express flights
- Minimum income
- $60,000 personal or $100,000 household
- Best for Aeroplan and Air Canada
Key benefits of the TD Aeroplan Visa Infinite
- Free first checked bag on Air Canada flights
- 1.5x points on groceries, gas and Air Canada
- 21-day emergency medical cover under 65
Current offer: Up to 50,000 Aeroplan points plus a first-year fee rebate.
TD shows no end date and may change or withdraw the offer. Not available if you opened a TD Aeroplan Visa card in the last 12 months.
Offer checked October 28, 2026. Offers can differ by province and can be withdrawn at any time.
How TD Aeroplan Visa Infinite earns and redeems rewards
| Where you spend | Earn rate |
|---|---|
| Gas, EV charging, groceries and purchases directly with Air Canadaon up to $80,000 of these purchases a year | 1.5 points per $1 |
| Participating Hyatt hotels and resortspromotional period to July 15, 2029 | 1.5 Aeroplan points plus 1 World of Hyatt bonus point per $1 |
| All other purchases | 1 point per $1 |
Aeroplan points can be redeemed for Air Canada flights (TD states every seat available for cash is available for points, with no blackout periods), partner airline flights, hotels, car rentals and eStore items. Points do not expire while you hold a TD Aeroplan card in good standing. TD's offer valuation assumes about 2 cents per point on flights, but real value varies by itinerary.
Travel insurance included with the TD Aeroplan Visa Infinite
- Emergency medical
- Up to $2 million for the first 21 days if you are under 65, and the first 4 days if you or your spouse is 65 or older. Top-up coverage is available.
- Trip cancellation and interruption
- Cancellation up to $1,500 per person ($5,000 for all insured persons); interruption up to $5,000 per person ($25,000 per trip).
- Flight delay and baggage
- Flight delay of over 4 hours up to $500 per person; delayed or lost baggage up to $1,000 per person.
- Conditions and exclusions
- Delay, baggage and cancellation cover need at least 75% to 100% of the trip paid with the card or Aeroplan points. Medical and cancellation cover have a pre-existing condition exclusion. Read TD's certificates of insurance.
Card insurance is narrower than a standalone policy. Compare travel insurance for Canadians if your trip is long, you are 65 or older or you have a health condition.
Who can apply for the TD Aeroplan Visa Infinite
- Canadian resident and age of majority in your province or territory
- $60,000 personal or $100,000 household annual income
- Subject to TD credit approval
Advantages and drawbacks
Advantages
- Free first checked bag for you and up to eight companions on Air Canada
- 1.5x earn on groceries, gas and Air Canada purchases
- Broad insurance, including 21 days of medical cover for travellers under 65
- Aeroplan points do not expire while you hold the card
- NEXUS fee rebate and an Aeroplan status boost
Drawbacks
- $139 annual fee, with the first year rebated for new cardholders
- 2.5% foreign currency conversion fee
- Only 1x outside gas, groceries and Air Canada
- No lounge access, and Aeroplan points are tied to one program
- Medical coverage drops to 4 days at age 65 and over
TD Aeroplan Visa Infinite compared with similar cards
| Card | Annual fee | Foreign fee | Rewards | Lounge |
|---|---|---|---|---|
| TD Aeroplan Visa Infinite | $139 | 2.5% | Aeroplan | None included |
| RBC Avion Visa Infinite | $120 | 2.5% | Avion Rewards | None included |
| TD First Class Travel | $139 | 2.5% | TD Rewards | 4 free lounge visits a year (Visa Airport Companion Program) |
| WestJet RBC World Elite | $139 | 2.5% | WestJet Rewards | DragonPass membership; each visit costs US$32 (no free visits) |
TD Aeroplan Visa Infinite FAQs
What is the annual fee on the TD Aeroplan Visa Infinite?
The fee is $139 a year. TD rebates the first-year fee for the primary cardholder if you activate the card and make a first purchase within 3 months. The fee is rebated every year if you hold a TD All-Inclusive Banking Plan.
Does the TD Aeroplan Visa Infinite give free checked bags?
Yes. TD states the first checked bag is free (up to 23 kg) for you and up to 8 companions on the same reservation, on Air Canada, Rouge or Express flights. On a family trip this can offset much of the fee.
How are Aeroplan points earned on this card?
You earn 1.5 points per dollar on gas, EV charging, groceries and purchases made directly with Air Canada, on up to $80,000 of those purchases a year. Other purchases earn 1 point per dollar. Fees, cash advances and interest do not earn points.
Does the card charge foreign transaction fees?
Yes. TD charges a 2.5% foreign currency conversion fee on purchases in other currencies, according to its published guidance. If most of your spending abroad is on the card, a no-fee card may cost you less.
How long is the travel medical coverage?
TD lists emergency medical cover of up to $2 million for the first 21 days if you are under 65, and the first 4 days if you or your spouse is 65 or older. Top-up coverage is available. Trip and delay cover need most or all of the trip paid with the card or points.
Sources and last verified date
Facts on this page were last verified on October 28, 2026. We use the issuer's own pages first and leave out anything we cannot confirm.
- TD Aeroplan Visa Infinite Card (issuer) (opens in a new tab)
- TD guidance on foreign currency conversion (issuer) (opens in a new tab)
Related guides
- Aeroplan vs. RBC Avion: Which Is Better?
- Travel Credit Card Insurance Explained
- Are Premium Travel Credit Cards Worth the Annual Fee?
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