WestJet flyers · RBC
WestJet RBC World Elite Mastercard
The WestJet RBC World Elite Mastercard has a $139 annual fee and earns 2 WestJet points per dollar on WestJet, Sunwing Vacations, groceries and gas, and 1.5 on everything else. It gives a free first checked bag for you and up to eight guests on WestJet flights and an annual companion voucher with $5,000 in spending.
Facts last verified October 28, 2026 against the issuer's own pages. Rates and offers change; confirm with the issuer.
WestJet RBC World Elite at a glance
WestJet points on everyday spending, a free first checked bag, an annual companion voucher and strong insurance.
- Annual fee
- $139 (additional card $59)
- Purchase interest rate
- 20.99%
- Foreign transaction fee
- 2.5%
- Network
- Mastercard
- Rewards program
- WestJet Rewards
- Lounge access
- DragonPass membership; each visit costs US$32 (no free visits)
- Baggage benefit
- First checked bag free for you and up to 8 guests on the same WestJet-operated reservation, when booked with the card (not valid on Sunwing Vacations or codeshare flights)
- Minimum income
- $80,000 personal or $150,000 household
- Best for WestJet travellers
Key benefits of the WestJet RBC World Elite
- Free first checked bag for up to 9 people
- Annual companion voucher with $5,000 spend
- WestJet points on everyday spending
Current offer: Up to 70,000 WestJet points plus a welcome companion voucher (ends November 18, 2026).
New primary cardholders only. Quebec offer not checked.
Offer checked October 28, 2026. Offers can differ by province and can be withdrawn at any time.
How WestJet RBC World Elite earns and redeems rewards
| Where you spend | Earn rate |
|---|---|
| WestJet flights, WestJet Vacations and Sunwing Vacationsmust appear as the merchant; third-party bookings may not qualify | 2 WestJet points per $1 |
| Groceries, gas, EV charging, public transit and rideshareeligible merchant codes only; Costco and Walmart earn 1.5 | 2 WestJet points per $1 |
| All other purchases | 1.5 WestJet points per $1 |
WestJet points are worth 100 points = $1 toward the base fare of an eligible WestJet flight or a WestJet Vacations package, and also cover taxes and fees, bags, seats and upgrades. The minimum is 2,500 points for flights and 5,000 for packages. Points cannot be transferred to other airlines.
Travel insurance included with the WestJet RBC World Elite
- Emergency medical
- Unlimited maximum benefit for the first 15 consecutive days of a trip if you are under 65. Check the certificate for the limit at age 65 and over. Top-up cover is available.
- Trip cancellation and interruption
- Cancellation up to $1,500 per covered person ($5,000 overall); interruption up to $5,000 per person ($25,000 overall).
- Flight delay and baggage
- Flight delay after 4 hours up to $250 per person ($500 total per occurrence); delayed baggage up to $500 per person per occurrence.
- Conditions and exclusions
- The trip must be charged to the card or paid with WestJet points. A pre-existing medical condition exclusion applies, cover is for Canadian residents only, and the certificate of insurance governs.
Card insurance is narrower than a standalone policy. Compare travel insurance for Canadians if your trip is long, you are 65 or older or you have a health condition.
Who can apply for the WestJet RBC World Elite
- $80,000 personal or $150,000 household annual income
- Canadian resident (insurance is for Canadian residents only)
- Welcome companion voucher is for new primary cardholders only
- Subject to RBC credit approval
Advantages and drawbacks
Advantages
- Free first checked bag for you and up to eight guests on WestJet flights
- Annual companion voucher with a $5,000 spend requirement
- 2x earning on groceries and gas, 1.5x on everything else
- Trip cancellation, interruption and delay insurance included
Drawbacks
- The highest income requirement of the airline cards in this guide
- Points work only with WestJet and Sunwing Vacations, with no transfers
- Lounge access is pay-per-visit rather than included
- 2.5% foreign transaction fee
WestJet RBC World Elite compared with similar cards
| Card | Annual fee | Foreign fee | Rewards | Lounge |
|---|---|---|---|---|
| WestJet RBC World Elite | $139 | 2.5% | WestJet Rewards | DragonPass membership; each visit costs US$32 (no free visits) |
| TD Aeroplan Visa Infinite | $139 | 2.5% | Aeroplan | None included |
| RBC Avion Visa Infinite | $120 | 2.5% | Avion Rewards | None included |
| CIBC Aventura Visa Infinite | $139 | 2.5% | Aventura Rewards | 4 free lounge visits a year (Visa Airport Companion Program) |
WestJet RBC World Elite FAQs
How does the free checked bag work on the WestJet RBC card?
RBC states the first checked bag is free for the primary cardholder and up to 8 guests on the same WestJet-operated reservation, when booked with the card. A WestJet Rewards ID must be on the reservation, and WestJet or WestJet Vacations must be the merchant of record. It is not valid on Sunwing Vacations or codeshare and interline flights.
What is the annual companion voucher?
With $5,000 in annual spending, you earn a companion voucher for a round trip from $119 in economy within Canada or the continental U.S., or from $399 elsewhere, plus taxes and fees. It can instead be exchanged for 30% off a base fare, a $200 vacation credit or two lounge vouchers. Booking rules apply, so read the terms.
What income do I need for this card?
RBC requires $80,000 personal income or $150,000 household income. That is higher than the other airline cards in this guide. Approval is always subject to credit review.
What are WestJet points worth?
RBC states 100 WestJet points equal $1 toward the base fare of an eligible WestJet flight or a WestJet Vacations package. Points also cover taxes, fees and extras like bags and seats. The minimum redemption is 2,500 points for flights.
Does the card include lounge access?
It includes a complimentary DragonPass (Mastercard Travel Pass) membership, but each visit costs US$32 per person, subject to change. The annual companion voucher can be exchanged for two WestJet partner-lounge vouchers instead. If lounges matter, compare with cards that include free visits.
Sources and last verified date
Facts on this page were last verified on October 28, 2026. We use the issuer's own pages first and leave out anything we cannot confirm.
- WestJet RBC World Elite Mastercard (issuer) (opens in a new tab)
- Certificate of insurance (issuer) (opens in a new tab)
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